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Only builders approved by the Home Protection Office and deemed a Licensed Residential Builder can apply for warranty coverage. Once the builder is deemed a Licensed Residential Builder he/she must apply for third party insurance coverage, such as St. Paul Guarantee.
Not all builders are approved for coverage with HPO or St. Pauls Guarantee. Both Agencies conduct extensive screening for approval. St. Pauls Guarantees reviews each applicants business history, technical expertise, financial capacity and after sales customer service. Each year the Licensed Residential Builder must reapply with both HPO and St. Pauls Guarantee.
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